The secret to car insurance quotes lies in discounts

Five Common Discounts That Car Insurance Companies Offer

While there are many different types of discounts, these are the five most common that you might be eligible for and that will help you slash your car insurance rates to the lowest possible.

Good Driver Discount

Car insurance companies treasure safe drivers. The better your driving record is the lower insurance rates you will have to pay. Most companies you have received car insurance quotes from will happily give you discounts of up to 45 percent if you haven’t received any tickets or accidents in the previous three to five years.

Vehicle Safety Features Discount

Vehicle equipment discounts are generally offered by car insurance companies to individuals who have passive restraints like airbags, motorized seatbelts, anti-lock brakes or anti-theft devices installed in their vehicles. You can save anywhere from 10 to 30 percent on your insurance if you have these safety devices installed in your vehicle.

Good Student/Seniors Discount

What most students don’t realize is that good grades have a bearing on your car insurance quotes! Most auto insurance companies go by the rule that a careful student is a careful driver. You may be able to get discounts of up to 20 percent on your premiums simply by getting good grades.

Senior citizens above the age of 55 may also be eligible for a car insurance discount.

Multiple Line Discounts

Most insurance companies will welcome the added business and offer you lower rates if you get other insurance policies like a homeowners or renters insurance from the same company. You may be able to get about 10 percent discounted on your car insurance premiums.

Low Mileage Discounts

Some insurance companies offer low mileage discounts for drivers who use their vehicles for less than a certain predefined number of miles.

Car insurance coverage need not be exorbitantly priced. There are many different types of discounts that are available to everyone and you need to check your car insurance quotes to ensure that all the applicable discounts have been considered before you settle for a car insurance company.